Multiple Merchant Accounts? Here are 5 Ways Your Business Can Benefit. Do you really need multiple merchant accounts? This may not be the first thought on the mind of many entrepreneurs, but the meteoric rise of e-commerce makes it clear that times are changing, and so are the needs of online business owners. Many high-risk merchants, especially those in the early stages of their business, face payment processing limits that stifle potential growth. When those limits are reached, sales grind down to a halt and cash flow is significantly reduced. Securing additional merchant accounts is a tactical decision. It helps your business secure more monthly processing volume and can prevent potential operational bottlenecks. Additionally, new businesses can add more orders and scale-up, monthly sales caps become less troublesome, and risk is spread out across your accounts. While it may seem like ...