Transaction Management Anyone that has tried to implement a system to process credit cards will know that the world of electronic payments processing is a multi-layered maze of options and price discrepancies. As the market matures a new era is starting to demystify the process. A few large companies are providing all the layers under one banner - key examples are Braintree and Stripe . These services add convenience, BUT at a price - higher processing fees and no choice on merchant processors or banks. The opposite philosophy is to allow merchants a simple way to choose any route for their transactions - with a Transaction Management System (TMS) . Imagine a system that allows a standard connection to route to any payment processor automatically, based on the things you care about most - price , speed and risk . OpenPath is the pioneer and leader in Transaction Management. Read more at https://openpath.io